Sharon Koziel wrote a new post, Less taxes if you act now!, on the site...
Great news is here! The mortgage Debt Forgiveness Act has been extended for another year! If you have been thinking of short selling your home, you can do so with out fear of tax repercussions. If you...
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Sharon Koziel wrote a new post, Debt Relief for California?, on the site...
It was just a few days ago that the federal government passed a debt relief bill that helped homeowners going through foreclosure and short sales. In order for CA state law to conform with the...
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Sharon Koziel wrote a new post, Good news for the housing market!, on the...
I am happy to report that it looks like the housing market is on the mends. Home prices are rising and interest rates remain low. Median home pricing is now almost at 2008 levels which means this is a...
View ArticleSharon Koziel wrote a new post, Maintaining Vacant REO Properties, on the...
Maintaining Vacant REO (Real Estate Owned) Properties Do you live near a home that is going through foreclosure and is not being maintained? A new law renewing an older law to help blighted...
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Sharon Koziel wrote a new post, Real Estate Terms made easy!, on the site...
If you have ever bought or sold a house you have come across at least one term that you couldn’t define. The California of REALTORS have posted a great list of real estate terms in terms that are easy...
View ArticleSharon Koziel wrote a new post, Waiting periods for the owners who lost their...
The Department of Housing and Urban Development, Fannie Mae has published a guideline on waiting periods for the owners who lost their home. They are divided into three groups on how they lost their...
View ArticleSharon Koziel wrote a new post, C.A.R. sponsors bill to help underwater...
Great news from the California Association of REALTORS® just arrived in my inbox. C.A.R. has sponsored a bill to help underwater homeowners get much-needed financial relief. Federal law was passed...
View ArticleSharon Koziel wrote a new post, FHA Premiums to Rise April 1, on the site...
Starting Monday, borrowers will be charged higher mortgage insurance premiums on new Federal Housing Administration loans. The annual fee on the majority of FHA loans will rise by 0.1 percent on April...
View ArticleSharon Koziel wrote a new post, Buying a foreclosure takes time, on the site...
If you are in the market to buy a home it might be wise to read this great article. Although we live in Southern California the advice is just as true here. Multiple offers over list price is common...
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Sharon Koziel wrote a new post, Mortgage Interest Rates: What to Expect...
Mortgage Interest Rates: What to Expect Moving Forward If you have been following the housing market you know that conventional mortgage rates are half that of historical average. Where will they be in...
View ArticleSharon Koziel wrote a new post, To Rent or To Buy? That Is the Question, on...
To Rent or To Buy? That Is the Question While sources may differ about how positive the move in the residential housing market has been, theymostly concur that the worst is behind us and we are in...
View ArticleSharon Koziel wrote a new post, How Much House Can Your Afford?, on the site...
We have some great news in California! The housing market is in recovery mode and we are seeing multiple offers and bidding wars on many properties. The state median home price continued its...
View ArticleSharon Koziel wrote a new post, California Senate Leadership seeks to punish...
If you have not purchased a home lately you will be surprised on the number of papers you have to sign. Many of these documents need to be recorded which is why our Senate leadership saw an...
View ArticleSharon Koziel wrote a new post, News from National Association of REALTORS®,...
“NAR Thanks Senators for Legislation! On June 20, 2013, NAR 2013 President Gary Thomas sent a letter to Senators Debbie Stabenow (D-MI) and Dean Heller (R-NV) expressing gratitude for introducing S....
View ArticleSharon Koziel wrote a new post, Scams in the real estate industry, on the...
Publication 3125 from IRS, “Get the Facts”. This form is to alert people to possible scams being used today. Many con-artists state that their “IRA’s” are IRS approved. Not possible. IRS does not...
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